Oliphant Financial has worked with, advised, reviewed, serviced, sold and purchased a variety of accounts over the years. The market and pricing structure of any transaction is closely linked with the remaining collection life of an account, a cumulative future probability of a likely resolution, the NPV of those collection revenues and the TCM of the process and internal resources dedicated to it.
Who is selling their A/R?
Banks, financial institutions, credit unions, retailers, manufacturers and captive OEM entities adjusting their in-house portfolios are the largest sources of accounts reaching the marketplace. These companies typically sell several times a year, if not monthly, to incorporate debt sales into their managed recovery process.
An important part of our core values is compliance. Credit issuers can depend on Oliphant to fully comply with all state and federal laws, rules, statutes, and regulations applicable to debt and credit collection including, without limitation, the Consumer Credit Protection Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, and the Gramm-Leach-Bliley Act.
Oliphant is well-respected within the industry and backed by financial strength giving us the capacity to purchase the larger portfolios.
Many of the major credit issuers rely on Oliphant's acquisition of their delinquent receivable portfolios which provides some of the most common reasons for selling:
- Redeployment of capital in their portfolios to meet changing economic or strategic objectives
- Selling accounts is a viable cost effective alternative to securitization
- Selling accounts is a viable cost effective alternative to collections
- Selling can improve loan-loss and debt to equity ratios
Oliphant reviews and acquires all types of consumer debt portfolios including:
- Credit card receivables
- Retail private label cards
- Consumer and installment loans
- Lines of credit
- Automobile direct & indirect loans & leases (secured and unsecured)
- Chapter 13
- Student loans or educational loans
- Small business or commercial loans with personal guaranties
- Real estate mortgages
For more information on selling portfolios to Oliphant please contact us.
Oliphant conducts resales from time to time when not prohibited by credit issuers. Oliphant has worked with, advised, reviewed, sold and purchased a variety of receivables over the years. The market and pricing structure of any transaction is closely linked with the remaining collection life of an account, a cumulative future probability of a likely resolution, the NPV of those collection revenues and the TCM of the process and internal resources dedicated to it.
- Performing receivables
- Sub-performing receivables
- Re-performing collection files (PPAs)
- Non-performing receivables
- Commercial debts with and without personal guarantees
READY to sell all or a portion of your inventory?
Receivables Management executives and CFO’s now have a trusted solution and established marketplace to sell receivables. Both performing and non-performing receivables can be sold much more quickly and easily to a market of experienced buyers helping to improve your control over cash flow and reach quarterly revenue targets. Oliphant helps you streamline the sales process while lowering the operational costs associated with collections.
Oliphant handles the entire sales process providing advantages to Sellers including:
- Enhanced security through buyer screening filters and data masking
- Targeted marketing capabilities enhanced through profile matching
- Lowered collection and processing costs
- Shortened sale cycle
- Tracked accounts and provide post sale management support
- Provides reports and graphs of sales data
So join the growing list of sellers who have discovered the best solution for selling performing and non-performing receivables by contacting us today.
Oliphant is a fully licensed collection agency that takes compliance very seriously and strives to ensure that we meet all compliance obligations and responsibilities. Oliphant's corporate philosophy affords the delinquent consumer an opportunity to resolve his or her outstanding account in an amicable manner. Our strategy is to manage portfolios through a process that encourages high degrees of flexibility with any willing consumer.
Oliphant utilizes the best collection technology available, BEAMTM
Since its inception, Oliphant's approach to working customer accounts is simple - utilize state of the art collection strategies and resources to not only reach but exceed each client’s or investors desired recovery results.
In order to benchmark performance month after month, year after year, Oliphant employs only results driven and compliance centered associates that are experts in their field. These talented and compliant collection professionals are the reason for Oliphant's success.
Contact US today!