Banks, financial institutions, credit unions, retailers, manufacturers and captive OEM entities adjusting their in-house portfolios are the largest sources of accounts reaching the marketplace. These companies typically sell several times a year, if not monthly, to incorporate debt sales into their managed recovery process

 

 

Some of the most common reasons for selling include:

 

• Redeployment of capital in their portfolios to meet changing economic or strategic objectives
• Selling accounts is a viable cost effective alternative to securitization
• Selling accounts is a viable cost effective alternative to collections
• Selling can improve loan-loss and debt to equity ratios
• Want the economic argument for sales? Click here

 

Types of accounts for sale

Credit and private label cards Automobile direct & indirect loans Chapter 13 Telecom Utility Student loans Real estate mortgages

Mobile & manufactured home mortgages Leases Medical Technology products Manufacturing equipment Judgments

 

Oliphant has worked with, advised, reviewed, sold and purchased a variety of accounts over the years. The market and pricing structure of any transaction is closely linked with the remaining collection life of an account, a cumulative future probability of a likely resolution, the NPV of those collection revenues and the TCM of the process and internal resources dedicated to it.

 

• Performing receivables
• Sub-performing receivables
• Re-performing collection files (PPAs)
• Non-performing receivables
• Commercial debts with and without personal guarantees

Ready to send us a survey of the accounts for sale? Click Here

Click Here to see an Interactive Model