Banks, financial institutions, credit unions, retailers, manufacturers and captive OEM entities adjusting their in-house portfolios are the largest sources of accounts reaching the marketplace. These companies typically sell several times a year, if not monthly, to
incorporate debt sales into their managed recovery process
Some of the most common reasons for selling include:
- Redeployment of capital in their portfolios to meet changing economic or strategic objectives
- Selling accounts is a viable cost effective alternative to securitization
- Selling accounts is a viable cost effective alternative to collections
- Selling can improve loan-loss and debt to equity ratios
- Want the economic argument for sales? Click here
Types of accounts for sale
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Oliphant has worked with, advised, reviewed, sold and purchased a variety of accounts over the years. The market and pricing structure of any transaction is closely linked with the remaining collection life of an account, a cumulative future probability of a likely resolution, the NPV of those collection revenues and the TCM of the process and internal resources dedicated to it.
- Performing receivables
- Sub-performing receivables
- Re-performing collection files (PPAs)
- Non-performing receivables
- Commercial debts with and without personal guarantees
Ready to send us a survey of the accounts for sale? Click Here
Click Here to see an Interactive Model